Dedicated to Assisting with Bankruptcy and Debt Relief
Fresno Bankruptcy Attorneys
There are many reasons why people end up in financial trouble including losing a job, medical problems, divorce and other unexpected life changes. It is easy in just a few months to get behind. You might want to consider bankruptcy if:
- You are being harassed by creditors' threatening phone calls and letters
- You are being threatened with home foreclosure
- The bank is threatening to repossess your car-or recently did repossess you car (we may be able to get it back)
- Your credit card bills are so high you can barely make minimum payments
- You are juggling your bills, skipping some bills some months and piling up interest and late fees
The reality is that bankruptcy can be a good alternative for some people that are in the midst of financial problems. There are options available to you. Contact us to schedule a free initial consultation to discuss whether bankruptcy is a good option for you.
At the Gates Law Office, we help people exploring bankruptcy to understand upfront what is involved in filing a personal bankruptcy. We discuss how it may help improve your situation, as well as the negative consequences that may result. This is a big decision for our clients and we want them to understand their options and feel fully prepared to make an informed decision. An advantage of working with an attorney is to have someone work on your behalf with creditors and insurance companies that have no incentive to work for your best interests.
We routinely help clients with filing bankruptcy under either Chapter 7 or Chapter 13 of the US Bankruptcy Code. Chapter 7 is called "fresh start" bankruptcy because it can wipe out many types of personal debt altogether. Chapter 13 is a way for people who can still handle making payments towards eliminating their debt but on a payment plan that is within your current financial means.
Bankruptcy is often the first step toward regaining financial security and earning back your good credit. After filing bankruptcy, many people feel a sense of relief because they have a plan in place and an ability to move forward and not continue to struggle in a vicious debt cycle. If you think bankruptcy might be something you want to explore, contact our bankruptcy law office for a free initial consultation.
We are a debt relief agency.
We help people file for bankruptcy relief under the Bankruptcy Code.
Gates Law Office
575 E. Alluvial, Suite 103-A
Fresno, California 93720
Telephone: (559) 432-0283 ● Fax: (559) 432-3302
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